There are 1,135 Shelter Insurance locations in the United States of America as of February 15, 2026. The state or territory with the most Shelter Insurance locations is Missouri, with 246 sites, accounting for roughly 21.7% of the total.


Shelter Insurance operates 1,135 United States of America locations across 15 states. Largest clusters are in Missouri, Arkansas, and Oklahoma; the top 10 states contain 84.2% of sites. Coverage is thinner in Nebraska, Iowa, and Nevada.

Shelter Insurance operates 1,135 locations across the United States, with Missouri hosting the largest share at 21.7% (246 locations). The top three states—Missouri, Arkansas, and Oklahoma—account for 43.4% of all locations, while the top ten states comprise 84.2%. Arkansas offers the best access with one location per 20,396 people, whereas Illinois, Ohio, and Nevada have the highest population per location, indicating more stretched coverage.
Locations concentrate around major metros such as Jackson, Oklahoma, Benton, Shelby, and SaintCharles. The top 10 cities account for 12.5% of U.S. sites.

Shelter Insurance operates 1,135 locations across the United States. The top 10 cities account for 12.5% of these locations, with Jackson, Missouri, and Oklahoma, Oklahoma, leading at 20 locations each. Several Missouri cities, including Saint Charles, Saint Louis, Greene, and Clay, also feature prominently within the top 10.
Street-level clusters show corridors where multiple Shelter Insurance locations sit within the same neighborhood indicating strong local presence and coherence. Shelter Insurance operates a total of 1135 nationwide.

The complete dataset of Shelter Insurance locations across the United States of America is available for download, including coordinates, traffic patterns, and operational status.

Shelter Insurance has 1135 locations across the United States of America. The key variables shows the most infleuntial aspects for Shelter Insurance locations nationwide. This provides a closer look of how Shelter Insurance is operating from different prespectives.

Shelter Insurance's presence spans several U.S. states with varying land areas. Colorado is the largest state by land area at approximately 269,605 km², while Indiana is the smallest among the listed states at about 94,331 km². Missouri and Arkansas follow with 180,540 km² and 137,781 km² respectively, hosting 246 and 148 Shelter Insurance locations.

Shelter Insurance has the highest number of total businesses in Missouri with 246, where 86.2% remain open. Arkansas shows the highest open business percentage at 96.6%, with 143 open out of 148 total. Indiana has the lowest open rate at 71.2%, with 47 open and 19 closed out of 66 total businesses. Louisiana has the smallest total count of 50, with 92.0% of businesses open.
This section summarizes customer sentiment toward Shelter Insurance. Using ratings and review totals from 1,135 locations, we highlight where scores are consistently high and where feedback volume is greatest. Average star ratings reflect perceived quality, while total reviews indicate engagement and reach across the network.

Shelter Insurance has the highest average ratings of 4.8 in Kansas and Tennessee. Arkansas, Colorado, and Indiana follow closely with average ratings of 4.7. Missouri leads in review volume with 3,432 reviews, while Arkansas and Oklahoma also have over 3,000 reviews each. Tennessee and Kentucky round out the top states by review count.
Shelter Insurance's highest average ratings are in Kansas and Tennessee, both at 4.8, followed closely by Arkansas, Colorado, and Indiana at 4.7. Missouri leads in total reviews with 3,432, followed by Arkansas with 3,321 and Oklahoma with 3,118. Tennessee and Kentucky also have significant review counts, with 1,873 and 1,177 respectively.

Shelter Insurance provides full phone coverage in all listed states within the United States, with each state showing 100% coverage. Missouri leads with 246 phone-equipped locations, followed by Arkansas with 148 and Oklahoma with 99. All ten states, including Tennessee, Kansas, and Indiana, maintain complete phone availability across their respective totals.
Shelter Insurance POI data enables clear measurement of footprint and demand. Analysts can rank states and cities by location count, compare coverage on a per-capita basis, and use traffic scores and review volumes to spot high-performing markets and under-served pockets. The result is an objective view of saturation, growth opportunities, and performance outliers.
For network planning, the data supports scoring candidate trade areas using location density, population per location, and nearby traffic intensity. Teams can evaluate cannibalization risk via nearest-store distance, surface whitespace along key corridors, and prioritize sites near retail anchors, campuses, or transit where observed activity is strongest.
Planners can map clusters and service gaps to understand commercial access at the neighborhood level. Per-capita coverage highlights communities with limited access, while changes in openings or closures signal shifts in activity. These insights inform corridor revitalization, streetscape and transit planning, and data-driven zoning decisions.