There are 71 Heartland Bank and Trust Company locations in the United States of America as of February 16, 2026. The state or territory with the most Heartland Bank and Trust Company locations is Illinois, with 66 sites, accounting for roughly 93.0% of the total.


Heartland Bank and Trust Company operates 71 United States of America locations across 2 states. Largest clusters are in Illinois and Iowa; the top 10 states contain 100.0% of sites. Coverage is thinner in Illinois and Iowa.

Heartland Bank and Trust Company shows strong visitor engagement: 13 locations are above the mean traffic score (mean: 52.06) and 4 qualify as highly visited.
Heartland Bank and Trust Company operates 71 locations across the United States, with 93% (66 locations) situated in Illinois and 7% (5 locations) in Iowa. Illinois offers the best access with one location per 193,297 people, while Iowa is the most stretched, serving one location per 637,767 people. The bank's presence is entirely concentrated within these two states.
Locations concentrate around major metros such as McLean, Woodford, DeKalb, Tazewell, and Will. The top 10 cities account for 64.8% of U.S. sites.

Heartland Bank and Trust Company operates 71 locations across the United States, with 64.8% concentrated in its top 10 cities. McLean, Illinois, leads with 9 locations, followed by Woodford and DeKalb, each with 6. Other notable cities include Tazewell with 5 locations and Will and Bureau counties with 4 each.
Street-level clusters show corridors where multiple Heartland Bank and Trust Company locations sit within the same neighborhood indicating strong local presence and coherence. Heartland Bank and Trust Company operates a total of 71 nationwide.

The complete dataset of Heartland Bank and Trust Company locations across the United States of America is available for download, including coordinates, traffic patterns, and operational status.

Heartland Bank and Trust Company has 71 locations across the United States of America. The key variables shows the most infleuntial aspects for Heartland Bank and Trust Company locations nationwide. This provides a closer look of how Heartland Bank and Trust Company is operating from different prespectives.

Heartland Bank and Trust Company operates in two states, with Illinois having the largest land area of approximately 149,995 km² and hosting 66 locations. Iowa, the smaller state by area at about 145,746 km², has 5 locations. Illinois leads both in size and number of bank locations within this dataset.

Heartland Bank and Trust Company operates 66 locations in Illinois, with 98.5% currently open and only one closed. In Iowa, all 5 of its locations remain open, reflecting a 100% open rate. Overall, the brand maintains a strong presence with nearly all branches operational in both states.
This view compares activity near Heartland Bank and Trust Company locations across states. Using traffic scores observed around 71 sites, it highlights the busiest markets, states with a high share of above-average locations, and areas where activity is comparatively light. Use it to benchmark performance, prioritize field operations, and spot expansion or optimization opportunities.

Heartland Bank and Trust Company has 66 locations in Illinois, with 6 classified as busy, representing 9.1% of its Illinois branches. In Iowa, the bank operates 5 locations, none of which are listed as busy. Illinois is the only state with busy locations for this brand.
This section summarizes customer sentiment toward Heartland Bank and Trust Company. Using ratings and review totals from 71 locations, we highlight where scores are consistently high and where feedback volume is greatest. Average star ratings reflect perceived quality, while total reviews indicate engagement and reach across the network.

Heartland Bank and Trust Company has the highest average rating in Illinois at 4.0, followed by Iowa with an average rating of 3.6. Illinois also leads in the number of reviews, totaling 579, while Iowa has 7 reviews. These two states represent the top locations for both average ratings and review counts for the brand in the United States.
Heartland Bank and Trust Company received the highest number of reviews in Illinois, totaling 579, with an average rating of 4.0. Iowa followed with 7 reviews and an average rating of 3.6. These two states represent the primary sources of feedback for the brand in the United States.

Heartland Bank and Trust Company has full phone coverage in both Illinois and Iowa, with 100% of locations equipped with phones. Illinois accounts for 66 total locations, all with phone access, while Iowa has 5 locations, also fully covered.
Heartland Bank and Trust Company POI data enables clear measurement of footprint and demand. Analysts can rank states and cities by location count, compare coverage on a per-capita basis, and use traffic scores and review volumes to spot high-performing markets and under-served pockets. The result is an objective view of saturation, growth opportunities, and performance outliers.
For network planning, the data supports scoring candidate trade areas using location density, population per location, and nearby traffic intensity. Teams can evaluate cannibalization risk via nearest-store distance, surface whitespace along key corridors, and prioritize sites near retail anchors, campuses, or transit where observed activity is strongest.
Planners can map clusters and service gaps to understand commercial access at the neighborhood level. Per-capita coverage highlights communities with limited access, while changes in openings or closures signal shifts in activity. These insights inform corridor revitalization, streetscape and transit planning, and data-driven zoning decisions.