There are 842 Fred Loya Insurance locations in the United States of America as of February 15, 2026. The state or territory with the most Fred Loya Insurance locations is Texas, with 348 sites, accounting for roughly 41.3% of the total.


Fred Loya Insurance operates 842 United States of America locations across 12 states. Largest clusters are in Texas, California, and Colorado; the top 10 states contain 98.1% of sites. Coverage is thinner in Oklahoma, Indiana, and Ohio.

Fred Loya Insurance operates 842 locations across the United States, with Texas leading at 348 locations (41.3% of total) followed by California with 232 (27.6%). The top three states account for 77.8% of all locations, while the top ten cover 98.1%. Colorado offers the best access with one location per 76,944 people, whereas Illinois is among the most stretched states, serving one location per 439,918 residents.
Locations concentrate around major metros such as LosAngeles, Harris, Bexar, Dallas, and Hidalgo. The top 10 cities account for 45.0% of U.S. sites.

Fred Loya Insurance operates 842 locations across the United States, with the top 10 cities accounting for 45% of all locations. Los Angeles, California, leads with 89 locations, followed by Harris, Texas, with 65. Texas dominates the list, hosting six of the top 10 cities, including Bexar and Dallas with 38 locations each.
Street-level clusters show corridors where multiple Fred Loya Insurance locations sit within the same neighborhood indicating strong local presence and coherence. Fred Loya Insurance operates a total of 842 nationwide.

The complete dataset of Fred Loya Insurance locations across the United States of America is available for download, including coordinates, traffic patterns, and operational status.

Fred Loya Insurance has 842 locations across the United States of America. The key variables shows the most infleuntial aspects for Fred Loya Insurance locations nationwide. This provides a closer look of how Fred Loya Insurance is operating from different prespectives.

Fred Loya Insurance has the most locations in Texas, which is also the largest state by land area at approximately 695,668 km², with 348 locations. California follows with 232 locations and an area of about 423,965 km². Alabama is the smallest state listed by land area at roughly 135,767 km², hosting 19 locations. Some states, like New Mexico, have missing land area data despite having multiple locations.

Fred Loya Insurance operates predominantly in Texas, with 332 out of 348 locations open, representing a 95.4% open rate. California and Colorado have similar open percentages of 89.2% and 89.3%, respectively. Notably, New Mexico, Nevada, and Oklahoma maintain a 100% open status across all their locations. Illinois shows a significant outlier, with only 31.0% of its 29 locations open.
This section summarizes customer sentiment toward Fred Loya Insurance. Using ratings and review totals from 842 locations, we highlight where scores are consistently high and where feedback volume is greatest. Average star ratings reflect perceived quality, while total reviews indicate engagement and reach across the network.

Fred Loya Insurance has its highest average rating in New Mexico at 3.8, followed by Arizona and Texas, both with 3.7. Texas leads in review volume with 13,375 reviews, significantly more than California’s 4,927. Other notable states include Alabama and California, each with an average rating of 3.4.
Fred Loya Insurance receives the highest average rating in New Mexico at 3.8, followed by Arizona and Texas at 3.7. Texas leads significantly in total reviews with 13,375, more than double California's 4,927 reviews. Colorado, New Mexico, and Georgia follow with 2,890, 1,445, and 841 reviews respectively.

Fred Loya Insurance has full phone coverage across all listed states in the United States, with each state showing 100% phone availability. Texas leads with 348 locations, followed by California with 232, and Colorado with 75. Other states like Georgia, Arizona, and Illinois have between 29 and 44 locations, all with complete phone coverage.
Fred Loya Insurance POI data enables clear measurement of footprint and demand. Analysts can rank states and cities by location count, compare coverage on a per-capita basis, and use traffic scores and review volumes to spot high-performing markets and under-served pockets. The result is an objective view of saturation, growth opportunities, and performance outliers.
For network planning, the data supports scoring candidate trade areas using location density, population per location, and nearby traffic intensity. Teams can evaluate cannibalization risk via nearest-store distance, surface whitespace along key corridors, and prioritize sites near retail anchors, campuses, or transit where observed activity is strongest.
Planners can map clusters and service gaps to understand commercial access at the neighborhood level. Per-capita coverage highlights communities with limited access, while changes in openings or closures signal shifts in activity. These insights inform corridor revitalization, streetscape and transit planning, and data-driven zoning decisions.