There are 335 Flagstar Bank locations in the United States of America as of February 15, 2026. The state or territory with the most Flagstar Bank locations is Michigan, with 105 sites, accounting for roughly 31.3% of the total.


Flagstar Bank operates 335 United States of America locations across 13 states. Largest clusters are in Michigan, NewYork, and NewJersey; the top 10 states contain 99.1% of sites. Coverage is thinner in Massachusetts, NorthCarolina, and Texas.

Flagstar Bank shows strong visitor engagement: 28 locations are above the mean traffic score (mean: 40.6) and 10 qualify as highly visited.
Flagstar Bank operates 335 locations across the United States, with 68.1% concentrated in its top three states: Michigan, New York, and New Jersey. Michigan leads with 105 locations, representing 31.3% of the total, and offers the best access with one location per 95,790 people. In contrast, Texas, Massachusetts, and California are the most stretched states, with California having only 8 locations serving nearly 4.9 million people each. The top 10 states account for 99.1% of all Flagstar Bank locations.
Locations concentrate around major metros such as Oakland, Nassau, Queens, Cuyahoga, and Macomb. The top 10 cities account for 50.1% of U.S. sites.

Flagstar Bank operates 335 locations across the United States, with the top 10 cities accounting for 50.1% of these. Oakland, Michigan leads with 27 locations, followed by Nassau, New York with 25, and Queens, New York with 23. Other notable cities include Cuyahoga, Ohio with 18 locations and three Michigan cities—Macomb, Wayne, and Richmond—each hosting between 13 and 14 locations.
Street-level clusters show corridors where multiple Flagstar Bank locations sit within the same neighborhood indicating strong local presence and coherence. Flagstar Bank operates a total of 335 nationwide.

The complete dataset of Flagstar Bank locations across the United States of America is available for download, including coordinates, traffic patterns, and operational status.

Flagstar Bank has 335 locations across the United States of America. The key variables shows the most infleuntial aspects for Flagstar Bank locations nationwide. This provides a closer look of how Flagstar Bank is operating from different prespectives.

Flagstar Bank's locations span several U.S. states with Michigan hosting the most branches at 105 and an area of 250,486 km². California is the largest state by land area in the dataset at 423,965 km² but has only 8 locations. Connecticut is the smallest state by area, covering 14,358 km², with 2 locations. Some states like New York and New Jersey have location counts but missing land area data.

Flagstar Bank has a strong presence in Michigan with 104 of 105 locations open, reflecting a 99.0% open rate. In New York, New Jersey, Florida, Ohio, Arizona, California, Wisconsin, and Connecticut, all branches remain fully operational at 100% open status. Indiana shows a slightly lower open percentage at 92.3%, with 24 out of 26 locations open. Overall, the brand maintains high operational continuity across these states.
This view compares activity near Flagstar Bank locations across states. Using traffic scores observed around 335 sites, it highlights the busiest markets, states with a high share of above-average locations, and areas where activity is comparatively light. Use it to benchmark performance, prioritize field operations, and spot expansion or optimization opportunities.

Flagstar Bank's busiest locations are primarily in Indiana, with 19.2% (5 of 26) of its branches marked as busy, the highest percentage among the listed states. Michigan follows with 5 busy branches, representing 4.8% of its 105 total locations. New York has 4 busy branches (4.3%), while California, despite having only 8 total branches, shows a notable 12.5% busy rate with 1 busy location. Several states, including Florida, Arizona, Connecticut, and Wisconsin, report no busy branches.
This section summarizes customer sentiment toward Flagstar Bank. Using ratings and review totals from 335 locations, we highlight where scores are consistently high and where feedback volume is greatest. Average star ratings reflect perceived quality, while total reviews indicate engagement and reach across the network.

Flagstar Bank's highest average rating is in Arizona at 4.2, followed by Michigan and New Jersey, both at 3.9. Florida and Ohio have average ratings of 3.8. Michigan leads in review volume with 1,708 reviews, while New York, Indiana, Florida, and Ohio follow with 917, 547, 445, and 220 reviews respectively.
Flagstar Bank's highest average rating comes from Arizona at 4.2, followed by Michigan and New Jersey at 3.9. Michigan leads in total reviews with 1,708, more than double the second-ranked New York at 917. Other states with notable review counts include Indiana (547), Florida (445), and Ohio (220). Florida and Ohio appear in both top average rating and review volume lists.

Flagstar Bank has complete phone coverage across all listed states in the United States, with 100% of locations having phone access. Michigan leads with 105 locations, followed by New York with 92. Other states like New Jersey, Florida, Indiana, and Ohio each have 26 fully covered locations. The smallest counts are in Connecticut with 2 and Wisconsin with 4 locations, all with full phone coverage.
Flagstar Bank POI data enables clear measurement of footprint and demand. Analysts can rank states and cities by location count, compare coverage on a per-capita basis, and use traffic scores and review volumes to spot high-performing markets and under-served pockets. The result is an objective view of saturation, growth opportunities, and performance outliers.
For network planning, the data supports scoring candidate trade areas using location density, population per location, and nearby traffic intensity. Teams can evaluate cannibalization risk via nearest-store distance, surface whitespace along key corridors, and prioritize sites near retail anchors, campuses, or transit where observed activity is strongest.
Planners can map clusters and service gaps to understand commercial access at the neighborhood level. Per-capita coverage highlights communities with limited access, while changes in openings or closures signal shifts in activity. These insights inform corridor revitalization, streetscape and transit planning, and data-driven zoning decisions.